Capital delivered fast
Most clients are approved within 24 hours and funded the same day they sign. Capital when you actually need it.
Get from $5,000 to $5,000,000 in unsecured business capital. Apply in minutes — no obligation, no impact to your credit score.
We look at the health of your business, not just a credit score. That's how we say yes when banks say no.
Most clients are approved within 24 hours and funded the same day they sign. Capital when you actually need it.
We approve 9 out of 10 applicants by underwriting on real cash flow — not just FICO. Bad credit? You still have options.
One dedicated advisor walks you through every option, every term, every fee. No call centers, no surprises.
See your offers without affecting your credit score. Compare programs, then choose what works for your business.
Short-term capital, long-term loans, lines of credit, equipment financing — we match you to the right program.
Transparent pricing in writing before you sign. No origination tricks, no prepayment penalties on most programs.
Tell us about your business in a 60-second form. No documents needed to get started — just your basic info.
Our advisors review your file and present you with the best programs. Most decisions arrive within 24 hours.
Sign electronically and funds are wired to your business account — often the same day you sign.
From a quick cash-flow bridge to a multi-million dollar SBA loan, we have a program built for it.
Lump-sum capital with fixed payments over 1–5 years. Up to $2M.
Learn more →Draw what you need, when you need it. Pay interest only on what you use.
Learn more →Fast working capital based on monthly sales. Funded in 24–48 hours.
Learn more →Finance new or used equipment with the asset itself as collateral.
Learn more →Turn unpaid invoices into immediate cash. Up to 90% advance rate.
Learn more →Government-backed financing up to $5M with the lowest rates available.
Learn more →"Swift Bridge USA funded our second location when our bank dragged its feet for three months. Wired the money the day we signed."
"Straightforward terms and a real human who explained every line. We've come back twice for equipment financing."
"I'd been turned down by four lenders. Swift Bridge found me a program in 48 hours and didn't waste a minute of my time."
Most applicants receive a decision within 24 hours. Once you sign, funds are typically wired to your business account the same day or the next business day.
No. Our pre-qualification is a soft credit pull and does not affect your credit score. A hard pull only happens if you accept and move forward with a final offer.
Most programs require at least 6 months in business, $15,000 in monthly revenue, and a U.S. business bank account. We have programs for newer businesses and lower revenue too — just ask.
To start, none. To finalize an offer, we typically request your three most recent business bank statements and a copy of your driver's license. Larger loans may require tax returns or financial statements.
Yes. We underwrite on the strength of your cash flow, not just FICO. Many of our approved clients have credit scores below 600.
Most of our term loans and lines of credit have no prepayment penalty. Your advisor will outline any fees in writing before you sign — always.
Apply in 60 seconds. Talk to a real advisor today.